homeowners insurance

Roof Moss in Cold Climates: Why Winter Is the Worst Time to Ignore It

On a roof, moss can quietly trap moisture against your shingles, and in winter, that moisture becomes a bigger problem than most homeowners realize. That patch of green seems like a part of the scenery, especially on shaded roof sections or where tree limbs block the...

Chimney Flashing in Winter: A Common Leak Source You Might Miss

Have you ever noticed a ceiling stain near your fireplace and wondered how water got there in the middle of winter? Chimney flashing is probably one of those things you don’t think about much, but in cold weather, it’s the source of some very common roof leaks we see....

Thermal Shock & Roofing: How Fluctuating Winter Temps Affect Your Roof

Winter in Maryland tends to be all over the place.  It’s a familiar pattern: cold nights, mild afternoons, then repeat. What most homeowners don’t realize is that while we adjust our jackets, our roofs don’t get that luxury. Every swing from freezing to thawing...

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