As a homeowner, you need to learn how to spot roofing scams and avoid them, because your roof is one of the biggest investments in your home. When it needs repair or replacement, you want to make sure you’re hiring the right people for the job. It’s important to work with trusted professionals, especially with so many roofing companies in Frederick, MD to choose from.

Unfortunately, not all roofing contractors have your best interests at heart. Roofing scams are more prevalent than you may realize, and being a victim of one can result in substandard work, loss of money, or even damage to your property.
Here’s how to protect yourself and ensure you’re hiring a reliable professional.
Red Flags to Watch for When Hiring a Roofer
- Storm Chasers at Your Door – If a storm-struck area finds a contractor at your door unexpectedly, be wary. Most scam artists take advantage of homeowners in areas where storms have hit, making false promises of rapid, inexpensive fixes. They insist on upfront payments and then vanish or do substandard work.
- High-Pressure Sales Techniques – Be wary of roofers who try to push you into signing on the dotted line. Reputable companies will allow you time to compare estimates, shop around, and feel good about your decision. If a contractor tries to get you to sign a contract immediately, leave.
- Unbelievably Low Estimates – If something looks too good to be true, it likely is. Some scoundrel roofers entice homeowners with low estimates, only to add additional fees later or skimp on materials and labor.
- No Insurance or License – Any good roofer must be properly insured and licensed. If a contractor is reluctant to produce evidence of either, that is a serious red flag. Hiring an uninsured contractor may put you on the hook for accidents or damage to your property.
- No Written Contract – Never rely on verbal agreements. A trustworthy roofer will always provide a detailed written contract outlining costs, scope of work, materials, and timeline. If they refuse, don’t proceed.
Common Roofing Scams
- “Free Roof” Insurance Fraud – There are contractors who claim to get your insurance to pay for a “free roof” by overstating damage reports or making false claims. It is illegal and might land you in trouble with your insurer. Angi summarizes five typical roofing scams.
- Upfront Payment Scams – If the roofer requests payment upfront before doing anything, that is a big red flag. Though deposits are to be expected, you should never pay in advance until the job is finished and inspected.
- Mystery Damage Scams – Some shady contractors say they discovered hidden damage and demand expensive, surprise repairs. Always ask for a second opinion before having any extra work done.
How to Verify a Roofer’s Legitimacy
- Check Licensing & Insurance – Request evidence of insurance and licensing, and check with your state’s licensing board.
- Read Reviews & Ask for References – Check Google reviews, the BBB, and the roofer’s own websites. Your local roofer should also supply references from existing customers.
- Get Multiple Estimates – Comparing multiple quotes from no fewer than three contractors will alert you to price and quality outliers.
- Seek Out Manufacturer Certifications – Some of the leading manufacturers certify contractors that pass rigorous quality tests. A certified roofer stands a better chance of being trustworthy and competent.
- Check Business Information – A reputable roofing firm should have a physical address for business, a professional website, and a current business license. Inspect their contact information and verify their existence using online directories.
Trust the Right Roofing Company
At Topper Roofing, we believe in honesty, transparency, and quality workmanship. We are proud to have an A+ rating from the Better Business Bureau (BBB), a testament to our commitment to customer satisfaction and integrity in every project for over 30 years. We provide clear, detailed estimates, back our work with strong warranties, and have a long history of satisfied customers. Don’t let scammers take advantage of you, work with a trusted professional.
If you need a reliable, licensed, and insured roofing contractor, contact us today. We’ll make sure your roof is in expert hands.